Nigeria's trade relationship with China has grown tremendously, with bilateral trade exceeding $18 billion annually. Whether you're a Lagos-based importer, an Abuja parent supporting a student in Beijing, or a business owner in Port Harcourt paying suppliers in Shanghai, understanding how to send money to China efficiently can save you thousands of Naira in fees.
You need a fast, affordable, and reliable transfer method — without hidden costs or long delays.
Why People Send Money from Nigeria to China
Business and Trade Relationships
Nigeria imports over $16 billion worth of goods from China annually, making efficient money transfers crucial for:
- Manufacturers and suppliers in Guangzhou and Shenzhen
- Electronics importers sourcing from major Chinese cities
- Raw materials procurement for Nigerian industries
- Small business owners buying goods for retail
Education and Personal Reasons
With over 10,000 Nigerian students in Chinese universities, families regularly need to:
- Pay tuition fees to universities in Beijing, Shanghai, and other cities
- Send living expenses for monthly support
- Cover emergency expenses for medical or travel needs
- Support family members working or living in China
Why Afriex is the Best Choice for Nigeria-to-China Transfers
Afriex is a global money transfer app that lets you send money across borders instantly, securely, and without fees. With Afriex, you get:
- Low Fees – Keep more of your money.
- Competitive Exchange Rates – Transparent, market-driven rates.
- Fast Delivery – Transfers complete in minutes, not days.
- Multi-Currency Support – Send NGN to CNY and more.
- Multiple Funding Options – Bank transfer, card payment, or personal USD account.
- Secure Transactions – Bank-grade encryption and fraud prevention
Step-by-Step: How to Send Money to China Using Afriex
Step 1: Download and Set Up Your Account
- Download the Afriex app from Google Play Store or Apple App Store
- Create your account with your phone number and email
- Complete identity verification using your BVN or NIN
- The entire setup process takes under 5 minutes
Step 2: Fund Your Transfer
Choose your preferred funding method:
Bank Transfer:
- Generate a unique account number in the app
- Transfer Naira from any Nigerian bank
- Funds reflect instantly
Direct Bank Payment:
- Pay directly from your bank within the app
- Instant funding with bank-grade security
USD Account:
- Create your personal USD account on Afriex in minutes
- Fund the account
- Convert to Naira and or send from your USD wallet in one seamless transaction
Step 3: Enter Recipient Details
You'll need your recipient's:
- Full name (as it appears on their Chinese bank account)
- Chinese bank name and branch
- Bank account number
- SWIFT code or bank routing information
*Some other details such as recipient's address and ID information may also be required.
Step 4: Review and Send
- Confirm the exchange rate and fees (₦0!)
- Review recipient details
- Tap send and watch your money move instantly
Tips for Successful Nigeria to China Money Transfers
Before You Send
- Verify recipient details carefully to avoid delays
- Check current exchange rates to time your transfer
- Keep documentation for business-related transfers
- Confirm Chinese banking hours for faster processing
For Business Transfers
- Maintain records of all international payments
- Consider forex implications for large amounts
- Build relationships with reliable transfer providers
- Plan transfers around Chinese holidays and weekends
For Personal Transfers
- Set up recurring transfers for regular support
- Use recipient notifications to confirm delivery
- Keep emergency contacts for urgent situations
- Understand time differences between Nigeria and China
The Future of Nigeria-China Financial Relationships
As trade between Nigeria and China continues to grow, efficient money transfer solutions become increasingly important. Digital platforms like Afriex are leading this transformation by:
- Reducing costs for businesses and individuals
- Increasing speed of international transactions
- Improving transparency in cross-border payments
- Supporting economic growth through better financial infrastructure
Start Your First Transfer to China Today
Ready to experience fast, affordable money transfers from Nigeria to China? Join thousands of satisfied customers who've already discovered the Afriex advantage:
- Download the Afriex app from Google Play or iOS App Store
- Complete quick verification with your BVN or NIN
- Send your first transfer and see the difference
- Save money on every future transfer to China
Download Afriex today and join Nigeria's smartest money senders!
