At Afriex, we've always been committed to empowering our community with seamless, reliable money transfers. Today, we're thrilled to announce a groundbreaking partnership that goes beyond sending money: introducing Afriex Credit Builder, powered by Upward.

More Than Just Transfers – It's Your Financial Foundation

For many of our users, especially those new to the United States or just starting their financial journey, building credit can feel like an impossible puzzle. How do you build a credit history when you need a credit history to get credit? It's a catch-22 that has left millions of hardworking individuals locked out of essential financial opportunities.

That's where our partnership with Upward changes everything.

‍How Afriex Credit Builder Works

The beauty of this partnership lies in its simplicity. You're already sending money with Afriex – now every transfer becomes a step toward building your credit future.

Here's how it works:

• Continue making your regular transfers with Afriex
• Your payment activity gets reported monthly to all two credit bureaus
• Watch your credit history build over time.
• Track your progress right in the Afriex app

No additional payments. No complicated processes. Just your regular transfers working harder for your financial future.

‍ What This Means for You

Immediate Benefits:

• A new credit line appears on your credit report within a month
• First credit report updates within 15-45 days after your next transfer
• Access to credit insights directly in your Afriex app
• No hard credit inquiry during the application process

Long-term Impact: Building credit opens doors to better interest rates on loans, easier apartment rentals, and even better job opportunities. Whether you're planning to buy a car, secure a mortgage, or simply want more financial flexibility, a strong credit history is your foundation.

Getting Started

Ready to turn your transfers into credit building? The process is straightforward:

Requirements:

• Be at least 18 years old with a physical U.S. address
• Valid Social Security Number (SSN) or Individual Tax Identification Number (ITIN)
• Government-issued ID

The Process:

1. Apply through the Afriex app
2. Complete a soft credit inquiry (no impact on your score)
3. Get approved for your credit line
4. Start building credit with your next transfer

Your Financial Journey Starts Here

This partnership represents more than a new feature – it's a bridge to financial opportunity. Every transfer you make with Afriex now contributes to your credit story, helping you build the financial foundation you deserve.

Whether you're sending money to support family back home, paying bills, or managing your finances, you're simultaneously investing in your American dream.

Questions? We're Here to Help

For questions about Afriex Credit Builder, reach out to our customer service at hello@afriex.co. For specific credit-related inquiries, contact Upward directly at support@upwardli.zendesk.com or call +1 (888) 789-1482.

Ready to build more than just connections? Ready to build credit? Download the Afriex app today and start turning your transfers into your financial future.

Upward is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.